Payday & personal loans
Exto payday & personal loans complaints
Consumers have filed 5 complaints about Exto's payday & personal loans, 4 in the last 12 months. Exto answered 100% on time and closed 0% with relief. See the whole Exto record.
Exto against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Exto | 4 | 100% | 0% |
Latest Exto payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 19, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jun 30, 2026 | Payday & personal loans | Can't stop withdrawals from your bank account | Explained |
| Mar 24, 2026 | Payday & personal loans | Problem with customer service | Explained |
| Mar 8, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 28, 2024 | Payday & personal loans | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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