Credit reporting
Factual Data credit reporting complaints
Consumers have filed 280 complaints about Factual Data's credit reporting. See the whole Factual Data record.
Factual Data against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Factual Data | 0 | - | - |
Latest Factual Data credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 11, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 8, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 8, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 6, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 1, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 28, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 27, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 25, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 16, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 13, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 3, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 6, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 5, 2017 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 29, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 22, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 16, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 17, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 17, 2017 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 15, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 5, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 4, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 13, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 8, 2017 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Aug 13, 2017 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 10, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 28, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 22, 2017 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 5, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 28, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 16, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Factual Data
No comments yet. Start the conversation - questions are welcome too.