Credit reporting
Factual Data credit reporting complaints
Consumers have filed 280 complaints about Factual Data's credit reporting. See the whole Factual Data record.
Factual Data against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Factual Data | 0 | - | - |
Latest Factual Data credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 26, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 18, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 21, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 16, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 13, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 1, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 24, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 13, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 13, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 13, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 10, 2018 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jul 5, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 18, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 2, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 24, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 18, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 11, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 3, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 28, 2018 | Credit reporting | Credit monitoring or identity theft protection servicesProblem with product or service terms changing | Explained |
| Mar 23, 2018 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 8, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 8, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 8, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 5, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 4, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 3, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 1, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 27, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 25, 2018 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 23, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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