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Debt collection

Fay Servicing debt collection complaints

Consumers have filed 173 complaints about Fay Servicing's debt collection, 12 in the last 12 months (-50%). Fay Servicing answered 100% on time and closed 0% with relief. See the whole Fay Servicing record.

Fay Servicing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Fay Servicing12-50%100%0%173

Every debt collector ranked

Latest Fay Servicing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jun 2, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyILExplainedYes
Apr 10, 2017Debt collectionTaking/threatening an illegal actionSeized/Attempted to seize propertyNJExplainedYes
Feb 14, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Feb 2, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtFLExplainedYes
Aug 17, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtTXExplainedYes
Jul 19, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtILExplainedYes
Jun 28, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtCAExplainedYes
May 4, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyCAExplainedYes
Feb 29, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyMNExplainedYes
Jan 26, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtNJExplainedYes
Nov 19, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtNJExplainedYes
Aug 11, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtCAExplainedYes
Aug 9, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Aug 3, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtFLExplainedYes
Jul 30, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtFLExplainedYes
Jul 1, 2015Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyFLExplainedYes
Jun 18, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtVAExplainedYes
Apr 7, 2015Debt collectionImproper contact or sharing of infoContacted me instead of my attorneyFLExplainedYes
Mar 30, 2015Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyMIExplainedYes
Nov 24, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountMEExplainedYes
Nov 14, 2014Debt collectionCommunication tacticsCalled after sent written cease of commFLExplainedYes
Sep 2, 2014Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyCAExplainedYes
May 30, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidCAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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