Debt collection
Fay Servicing debt collection complaints
Consumers have filed 173 complaints about Fay Servicing's debt collection, 12 in the last 12 months (-50%). Fay Servicing answered 100% on time and closed 0% with relief. See the whole Fay Servicing record.
Fay Servicing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Fay Servicing | 12 | 100% | 0% |
Latest Fay Servicing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 14, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Aug 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 2, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Oct 20, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 26, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 18, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 5, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 31, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 25, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 24, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 22, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 16, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 16, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 4, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Fay Servicing
No comments yet. Start the conversation - questions are welcome too.