Debt collection
Federal Pacific Credit debt collection complaints
Consumers have filed 40 complaints about Federal Pacific Credit's debt collection. See the whole Federal Pacific Credit record.
Federal Pacific Credit against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Federal Pacific Credit | 0 | - | - |
Latest Federal Pacific Credit debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 25, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 4, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 3, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 21, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 2, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 9, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 11, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 26, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 17, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 22, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 19, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 5, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 9, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 3, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 29, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 28, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 16, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Apr 28, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 31, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 22, 2017 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Feb 17, 2017 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Feb 7, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 26, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 12, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 4, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Jul 22, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 14, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Closed |
| Mar 10, 2016 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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