Debt collector · complaint record
Federal Pacific Credit complaints
Filed under Federal Pacific Credit Company, LLC
Consumers have filed 45 complaints about Federal Pacific Credit since 2014, none in the last 12 months. It answered 77.8% on time and closed 0% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 45
- Last 12 months
- 0
- Answered on time
- 77.8%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since June 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 17, 2022
Federal Pacific Credit complaints by month
The busiest month was February 2017 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Federal Pacific Credit answered all time
- Closed with explanation3577.8%
- Closed1022.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Federal Pacific Credit complaints are about
Top Federal Pacific Credit problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 7
- Debt was paid 3
Where Federal Pacific Credit complaints come from
Most complaints: Florida (10), Texas (6), California (3), Maryland (2), Pennsylvania (2).
Federal Pacific Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Federal Pacific CreditDebt collection | - | 0 | - |
Compare side by side: Federal Pacific Credit vs Green Square · Federal Pacific Credit vs EMoneyUSA · Federal Pacific Credit vs Mullooly Jeffrey Rooney & Flynn · Federal Pacific Credit vs Credit World Services
What people say about Federal Pacific Credit
All experiencesNo experiences with Federal Pacific Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Federal Pacific Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 17, 2022 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Sep 25, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 4, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 3, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 21, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 2, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 9, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 11, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 26, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 17, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 22, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 19, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Federal Pacific Credit
How many complaints does Federal Pacific Credit have?
Federal Pacific Credit has 45 complaints on record since June 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Federal Pacific Credit respond to complaints?
Yes. Federal Pacific Credit answered 77.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Federal Pacific Credit?
The most common problems are cont'd attempts collect debt not owed (10), attempts to collect debt not owed (8), communication tactics (5).
Is Federal Pacific Credit legit?
Federal Pacific Credit is a real company with a public complaint record: consumers have complained about it 45 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Federal Pacific Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Federal Pacific Credit?
Complain to Federal Pacific Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Federal Pacific Credit complaints come from?
Most come from Florida (10), Texas (6), California (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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