Debt collector · complaint record
First Class Autos complaints
Filed under First Class Autos Inc
Consumers have filed 7 complaints about First Class Autos since 2015, 4 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 7
- Last 12 months
- 4
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,016 of 1,963
Since June 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 19, 2026
Most complained-about debt collectors
First Class Autos complaints by month
The busiest month was June 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How First Class Autos answered all time
- Closed with explanation114.3%
- Untimely response685.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What First Class Autos complaints are about
Top First Class Autos problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 2
Where First Class Autos complaints come from
Most complaints: Florida (3), Minnesota (1), Texas (1), Alabama (1), North Carolina (1).
First Class Autos compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | First Class AutosDebt collection | - | 4 | - |
Compare side by side: First Class Autos vs Green Square · First Class Autos vs EMoneyUSA · First Class Autos vs Mullooly Jeffrey Rooney & Flynn · First Class Autos vs Credit World Services
What people say about First Class Autos
All experiencesNo experiences with First Class Autos yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest First Class Autos complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 19, 2026 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | No timely reply |
| Apr 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Feb 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Nov 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Nov 25, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Jun 18, 2024 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | No timely reply |
| Jun 16, 2015 | Auto loans & leases | Problems when you are unable to pay | Explained |
Questions about First Class Autos
How many complaints does First Class Autos have?
First Class Autos has 7 complaints on record since June 2015, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does First Class Autos respond to complaints?
Yes. First Class Autos answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with First Class Autos?
The most common problems are took or threatened to take negative or legal action (2), managing the loan or lease (1), attempts to collect debt not owed (1).
Is First Class Autos legit?
First Class Autos is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Class Autos legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against First Class Autos?
Complain to First Class Autos in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most First Class Autos complaints come from?
Most come from Florida (3), Minnesota (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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