Auto loans & leases
First Texas Auto Credit auto loans & leases complaints
Consumers have filed 14 complaints about First Texas Auto Credit's auto loans & leases, 1 in the last 12 months. First Texas Auto Credit answered 100% on time and closed 0% with relief. See the whole First Texas Auto Credit record.
First Texas Auto Credit against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | First Texas Auto Credit | 1 | 100% | 0% |
Latest First Texas Auto Credit auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 26, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Sep 6, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Dec 5, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| May 23, 2024 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Feb 27, 2024 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Feb 22, 2024 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Feb 15, 2024 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Oct 5, 2023 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Jul 18, 2023 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| May 16, 2022 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 23, 2022 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Aug 16, 2021 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Jun 4, 2021 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| May 19, 2015 | Auto loans & leases | Problems when you are unable to pay | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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