Credit bureau · complaint record
First Texas Auto Credit complaints
Filed under First Texas Auto Credit, Inc.
Consumers have filed 27 complaints about First Texas Auto Credit since 2015, 5 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is problem with a company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 27
- Last 12 months
- 5
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #250 of 566
Since May 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 16, 2026
Most complained-about credit bureaus & report companies
First Texas Auto Credit complaints by month
The busiest month was February 2024 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How First Texas Auto Credit answered all time
- Closed with explanation27100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What First Texas Auto Credit complaints are about
Top First Texas Auto Credit problems
Inside "Repossession"
- Deficiency balance after repossession 3
- Damage caused or loss of personal items in vehicle during the actual repossession 1
- Loan balance remaining after the vehicle is repossessed and sold 1
- Voluntary repossession 1
- Company explaining amount owed 1
- Account reinstatement or redemption after repossession 1
First Texas Auto Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | First Texas Auto CreditCredit reporting | - | 5 | - |
Compare side by side: First Texas Auto Credit vs Apple Financing · First Texas Auto Credit vs Nav Technologies · First Texas Auto Credit vs Opportunity Fund · First Texas Auto Credit vs Heritage Financial Group
What people say about First Texas Auto Credit
All experiencesNo experiences with First Texas Auto Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest First Texas Auto Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 26, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jan 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Oct 29, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 6, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Dec 14, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 5, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| May 23, 2024 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| May 20, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 27, 2024 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
Questions about First Texas Auto Credit
How many complaints does First Texas Auto Credit have?
First Texas Auto Credit has 27 complaints on record since May 2015, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does First Texas Auto Credit respond to complaints?
Yes. First Texas Auto Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with First Texas Auto Credit?
The most common problems are problem with a company's investigation into an existing problem (2), repossession (8), incorrect information on your report (5).
Is First Texas Auto Credit legit?
First Texas Auto Credit is a real company with a public complaint record: consumers have complained about it 27 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Texas Auto Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against First Texas Auto Credit?
Complain to First Texas Auto Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most First Texas Auto Credit complaints come from?
Most come from Texas (24), New York (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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