Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collector · complaint record

Flat Six complaints

Consumers have filed 17 complaints about Flat Six since 2019, 3 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
17

Since November 2019

Last 12 months
3

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Aug 4, 2026

Rank
#1,125 of 1,963

Most complained-about debt collectors

Flat Six complaints by month

The busiest month was November 2019 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Flat Six answered all time

  • Closed with explanation952.9%
  • Untimely response847.1%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Flat Six complaints are about

  • Debt collection529%
  • Payday & personal loans1271%

Top Flat Six problems

Where Flat Six complaints come from

ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWY
Complaints per 100,000 peopleFewerMore

Most complaints: Texas (7), Ohio (4), California (4), Indiana (1).

Flat Six compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Flat SixDebt collection-3new0%0%-

Compare side by side: Flat Six vs Green Square · Flat Six vs EMoneyUSA · Flat Six vs Mullooly Jeffrey Rooney & Flynn · Flat Six vs Credit World Services

What people say about Flat Six

All experiences

No experiences with Flat Six yet. Yours would be the first on the record - and the one the next person reads.

Share yours

Latest Flat Six complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 4, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCANo timely replyNo
Jul 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXNo timely replyNo
Jul 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOHNo timely replyNo
Mar 31, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXNo timely replyNo
Sep 9, 2024Payday & personal loansVehicle was repossessed or sold the vehicleTXNo timely replyNo
Jun 14, 2024Payday & personal loansVehicle was repossessed or sold the vehicleTXNo timely replyNo
May 19, 2024Payday & personal loansCharged fees or interest you didn't expectTXNo timely replyNo
Mar 22, 2024Payday & personal loansCharged fees or interest you didn't expectTXNo timely replyNo
Oct 8, 2023Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedNo
Apr 11, 2023Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Dec 10, 2020Debt collectionCommunication tacticsFrequent or repeated calls-ExplainedYes
Jul 28, 2020Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes

Questions about Flat Six

How many complaints does Flat Six have?

Flat Six has 17 complaints on record since November 2019, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.

Does Flat Six respond to complaints?

Yes. Flat Six answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Flat Six?
Is Flat Six legit?

Flat Six is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Flat Six legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Flat Six?

Complain to Flat Six in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Flat Six complaints come from?

Most come from Texas (7), Ohio (4), California (4). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about Flat Six

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience