Debt collection
FMA Alliance debt collection complaints
Consumers have filed 318 complaints about FMA Alliance's debt collection, 58 in the last 12 months (-9%). FMA Alliance answered 100% on time and closed 100% with relief. See the whole FMA Alliance record.
FMA Alliance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FMA Alliance | 58 | 100% | 100% |
Latest FMA Alliance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Oct 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Oct 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 29, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Sep 29, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Fixed |
| Sep 26, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| Sep 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Sep 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Sep 8, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Fixed |
| Sep 5, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Sep 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Sep 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Aug 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Aug 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jul 17, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jul 15, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Fixed |
| Jul 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jul 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jun 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Jun 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jun 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jun 10, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jun 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jun 5, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Fixed |
| Jun 5, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| Jun 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jun 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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