Debt collector · complaint record
FMA Alliance complaints
Filed under FMA Alliance, Ltd.
Consumers have filed 353 complaints about FMA Alliance since 2013, 64 of them in the last 12 months (-10% on the year before). It answered 100% on time and closed 100% with relief for the customer - more often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Strong response record. How it works
- Complaints on record
- 353
- Last 12 months
- 64
- Answered on time
- 100%
- Closed with relief
- 100%
- Last 30 days
- 2
- Rank
- #272 of 1,963
Since August 2013
-10% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 26, 2026
Most complained-about debt collectors
FMA Alliance complaints by month
The busiest month was September 2026 (11 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How FMA Alliance answered last 12 months
- Closed with non-monetary relief64100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers40/40100% closed with relief
- Complaint trend12/15-10% vs last year
What FMA Alliance complaints are about
Top FMA Alliance problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 59
- Debt was paid 30
- Debt was result of identity theft 14
- Debt was already discharged in bankruptcy and is no longer owed 8
Where FMA Alliance complaints come from
Most complaints: Texas (89), California (38), Florida (27), Georgia (20), Pennsylvania (14).
FMA Alliance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Fidelity ServicesDebt collection | 55 | 65 | C |
| 2 | Collection ProfessionalsDebt collection | 15 | 65 | F |
| 3 | Harvard CollectionsDebt collection | 53 | 65 | C |
| 4 | RockLoansDebt collection | 0 | 64 | F |
| 5 | Grant & WeberDebt collection | 50 | 64 | C |
| 6 | The Best ServiceDebt collection | 57 | 64 | C |
| 7 | FMA AllianceDebt collection | 97 | 64 | A |
| 8 | Top Line CollectorsDebt collection | 45 | 63 | D |
Compare side by side: FMA Alliance vs Midwest Fidelity Services · FMA Alliance vs Collection Professionals · FMA Alliance vs Harvard Collections · FMA Alliance vs RockLoans
What people say about FMA Alliance
All experiencesNo experiences with FMA Alliance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest FMA Alliance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Oct 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Oct 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 29, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Sep 29, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Fixed |
| Sep 26, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| Sep 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Sep 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Sep 8, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Fixed |
Questions about FMA Alliance
How many complaints does FMA Alliance have?
FMA Alliance has 353 complaints on record since August 2013, including 64 in the last 12 months and 2 in the last 30 days. That makes it number 599 of every company by complaints this year.
Does FMA Alliance respond to complaints?
Yes. FMA Alliance answered 100% of its complaints on time (within 15 days) and closed 100% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 97/100 (grade A).
What do people complain about most with FMA Alliance?
The most common problems are attempts to collect debt not owed (111), written notification about debt (48), false statements or representation (33).
Is FMA Alliance legit?
FMA Alliance is a real company with a public complaint record: consumers have complained about it 353 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is FMA Alliance legit? for the signals, red flags and how to protect yourself.
Are complaints about FMA Alliance going up or down?
Roughly level. There were 64 complaints in the last 12 months against 71 in the 12 before (-10%). See every month.
How do I file a complaint against FMA Alliance?
Complain to FMA Alliance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most FMA Alliance complaints come from?
Most come from Texas (89), California (38), Florida (27). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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