Debt collection
FMA Alliance debt collection complaints
Consumers have filed 318 complaints about FMA Alliance's debt collection, 58 in the last 12 months (-9%). FMA Alliance answered 100% on time and closed 100% with relief. See the whole FMA Alliance record.
FMA Alliance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FMA Alliance | 58 | 100% | 100% |
Latest FMA Alliance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| May 22, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| May 4, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Fixed |
| Apr 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Apr 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Apr 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Mar 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Feb 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Feb 10, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Feb 10, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Feb 4, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Fixed |
| Feb 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 26, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Fixed |
| Jan 17, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 15, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Fixed |
| Jan 5, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Dec 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Dec 20, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Dec 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Dec 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Dec 11, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Fixed |
| Dec 2, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Fixed |
| Nov 28, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Fixed |
| Nov 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Nov 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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