Debt collection
FMA Alliance debt collection complaints
Consumers have filed 318 complaints about FMA Alliance's debt collection, 58 in the last 12 months (-9%). FMA Alliance answered 100% on time and closed 100% with relief. See the whole FMA Alliance record.
FMA Alliance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FMA Alliance | 58 | 100% | 100% |
Latest FMA Alliance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Nov 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Nov 3, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Oct 23, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Fixed |
| Oct 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Oct 17, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Oct 16, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Oct 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Fixed |
| Oct 14, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Fixed |
| Oct 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Sep 29, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Sep 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 9, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Fixed |
| Sep 8, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Fixed |
| Sep 5, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Aug 18, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Fixed |
| Aug 17, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jul 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 7, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 27, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 17, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jun 11, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 8, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 5, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 30, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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