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Debt collection

FMS Inc debt collection complaints

Consumers have filed 143 complaints about FMS Inc's debt collection, 5 in the last 12 months. FMS Inc answered 100% on time and closed 0% with relief. See the whole FMS Inc record.

FMS Inc against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13FMS Inc5new100%0%143

Every debt collector ranked

Latest FMS Inc debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jul 12, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jul 6, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAExplainedYes
Jun 2, 2018Debt collectionCommunication tacticsFrequent or repeated callsOKExplainedYes
Apr 10, 2018Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes
Jan 30, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damaged-ExplainedYes
Jan 3, 2018Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Dec 7, 2017Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Nov 22, 2017Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingAZExplainedYes
Oct 5, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
May 17, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debt-ExplainedYes
May 9, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Mar 9, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtIDExplainedYes
Feb 16, 2017Debt collectionImproper contact or sharing of infoTalked to a third party about my debtARExplainedYes
Jan 23, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtPAExplainedYes
Dec 28, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftNJExplainedYes
Nov 29, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedYes
Nov 7, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Oct 18, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidWAExplainedYes
Oct 3, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedWAExplainedYes
Sep 11, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtWAExplainedYes
Aug 25, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineWAExplainedYes
Jul 24, 2016Debt collectionDisclosure verification of debtNot disclosed as an attempt to collectOKExplainedYes
Jun 16, 2016Debt collectionCommunication tacticsFrequent or repeated callsILExplainedYes
Jun 15, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidIDExplainedYes
May 25, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineMIExplainedYes
Apr 18, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidOKExplainedYes
Apr 17, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftDEExplainedYes
Feb 9, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Jan 16, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtIDExplainedYes
Jan 7, 2016Debt collectionFalse statements or representationIndicated committed crime not payingDCExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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