Debt collection
FMS Inc debt collection complaints
Consumers have filed 143 complaints about FMS Inc's debt collection, 5 in the last 12 months. FMS Inc answered 100% on time and closed 0% with relief. See the whole FMS Inc record.
FMS Inc against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FMS Inc | 5 | 100% | 0% |
Latest FMS Inc debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 12, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 6, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 2, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 10, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 30, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 3, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 7, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 22, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 5, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 17, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 9, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 9, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 16, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 23, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Dec 28, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Nov 29, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Nov 7, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Oct 3, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Sep 11, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Aug 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 24, 2016 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Jun 16, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 15, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| May 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Apr 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Feb 9, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 16, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jan 7, 2016 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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