Debt collection
Focus debt collection complaints
Consumers have filed 511 complaints about Focus's debt collection. See the whole Focus record.
Focus against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Focus | 0 | - | - |
Latest Focus debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 15, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 14, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 13, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 12, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 11, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 11, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 10, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 5, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 3, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 2, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 1, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 1, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jun 1, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 31, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| May 30, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| May 29, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 28, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| May 28, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 28, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| May 27, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 26, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 25, 2015 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| May 23, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 22, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 22, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| May 22, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 21, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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