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Complaint log

GCFS complaint log

The newest complaints about GCFS, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Apr 26, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionFLNo timely replyNo
Apr 8, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCANo timely replyNo
Mar 20, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCANo timely replyNo
Jan 28, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGANo timely replyNo
Mar 28, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeHIExplainedYes
Mar 21, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Mar 6, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeCAExplainedYes
Feb 1, 2025Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Jan 3, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeCAExplainedYes
Dec 10, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jul 24, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Jun 11, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
May 16, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
Apr 11, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Dec 9, 2023Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Mar 2, 2023Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuit-ExplainedYes
Dec 3, 2022Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 10, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeAZExplainedYes
Sep 9, 2022Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Nov 14, 2021Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Sep 23, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Jul 2, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Jan 30, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jan 13, 2020Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
May 17, 2019Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Jan 25, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Dec 18, 2018Credit cardsFees or interestUnexpected increase in interest rateCAExplainedYes
Sep 19, 2018Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Apr 23, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Apr 13, 2018Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Nov 29, 2017Payday & personal loansStruggling to pay your loanCAExplainedYes
Nov 24, 2017Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes
Oct 9, 2017Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
Aug 13, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jul 3, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payFLExplainedYes
Apr 13, 2017Debt collectionImproper contact or sharing of infoContacted employer after asked not toCAExplainedYes
Mar 12, 2017Credit cardsIdentity theft / Fraud / EmbezzlementCAExplainedYes
Mar 2, 2017Debt collectionTaking/threatening an illegal actionAttempted to/Collected exempt fundsCAExplainedYes
Jan 19, 2017Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftCAExplainedYes
Nov 10, 2016Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitCAExplainedYes
Sep 12, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyCAFixedYes
Sep 12, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtCAExplainedYes
Jan 13, 2016Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitCAExplainedYes
Oct 14, 2015Debt collectionImproper contact or sharing of infoTalked to a third party about my debtCAMoney backYes
Aug 6, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidCAExplainedYes
Mar 18, 2015Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftCAExplainedYes
Nov 12, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountCAFixedYes
Oct 23, 2014MortgagesApplication, originator, mortgage brokerCAExplainedYes
Sep 22, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtCAExplainedYes
Aug 1, 2014Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyTXFixedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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