Credit reporting
Guild credit reporting complaints
Consumers have filed 130 complaints about Guild's credit reporting, 51 in the last 12 months (+155%). Guild answered 100% on time and closed 0% with relief. See the whole Guild record.
Guild against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Guild | 51 | 100% | 0% |
Latest Guild credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| May 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 17, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Feb 28, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 26, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 20, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 4, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 29, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 21, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 30, 2025 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Oct 29, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 27, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 4, 2025 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Aug 4, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 18, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jul 14, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 14, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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