Credit reporting
Guild credit reporting complaints
Consumers have filed 130 complaints about Guild's credit reporting, 51 in the last 12 months (+155%). Guild answered 100% on time and closed 0% with relief. See the whole Guild record.
Guild against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Guild | 51 | 100% | 0% |
Latest Guild credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 14, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 3, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 2, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 7, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 4, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 17, 2025 | Credit reporting | Identity theft protection or other monitoring servicesBilling dispute for services | Explained |
| Mar 11, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 14, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 11, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 4, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 29, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 28, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 16, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 4, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 24, 2024 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Jun 12, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 22, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 19, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 19, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 21, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 23, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 7, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 17, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 7, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 6, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 22, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 22, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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