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Debt collection

Home Loan Center debt collection complaints

Consumers have filed 27 complaints about Home Loan Center's debt collection, 3 in the last 12 months. Home Loan Center answered 100% on time and closed 0% with relief. See the whole Home Loan Center record.

Home Loan Center against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Home Loan Center3new100%0%27

Every debt collector ranked

Latest Home Loan Center debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 7, 2026Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedYes
Apr 18, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialVAExplainedYes
Feb 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Aug 7, 2025Debt collectionCommunication tacticsFrequent or repeated callsAZExplainedYes
Jul 1, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jun 28, 2025Debt collectionAttempts to collect debt not owedDebt was paidSCExplainedYes
Jun 24, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
May 31, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Sep 20, 2024Debt collectionCommunication tacticsFrequent or repeated callsCTExplainedYes
Mar 19, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Feb 28, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Feb 28, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Jan 31, 2024Debt collectionAttempts to collect debt not owedDebt was paidTNExplainedYes
Jun 22, 2023Debt collectionAttempts to collect debt not owedDebt was paidNMExplainedYes
May 3, 2023Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Jul 31, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedNo
Apr 26, 2021Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtFLExplainedYes
Sep 24, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jul 21, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 8, 2020Debt collectionCommunication tacticsFrequent or repeated callsOHExplainedYes
Jan 7, 2020Debt collectionAttempts to collect debt not owedDebt is not yours-ExplainedNo
Sep 19, 2019Debt collectionAttempts to collect debt not owedDebt is not yours-ExplainedNo
Mar 8, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Mar 1, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Apr 20, 2017Debt collectionDisclosure verification of debtNot given enough info to verify debtORExplainedYes
Dec 20, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtNCExplainedYes
Oct 11, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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