Debt collector · complaint record
Investigative Concepts complaints
Filed under Investigative Concepts, Inc.
Consumers have filed 16 complaints about Investigative Concepts since 2017, 5 of them in the last 12 months. It answered 0% on time. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 5
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #940 of 1,963
Since May 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 16, 2026
Most complained-about debt collectors
Investigative Concepts complaints by month
The busiest month was March 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Investigative Concepts answered all time
- Untimely response16100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Investigative Concepts complaints are about
Top Investigative Concepts problems
Inside "Incorrect information on your report"
- Public record information inaccurate 4
- Information belongs to someone else 1
- Information is incorrect 1
Where Investigative Concepts complaints come from
Most complaints: Texas (6), Alabama (2), California (1), Florida (1), Idaho (1).
Investigative Concepts compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Investigative ConceptsDebt collection | - | 5 | - |
Compare side by side: Investigative Concepts vs Green Square · Investigative Concepts vs EMoneyUSA · Investigative Concepts vs Mullooly Jeffrey Rooney & Flynn · Investigative Concepts vs Credit World Services
What people say about Investigative Concepts
All experiencesNo experiences with Investigative Concepts yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Investigative Concepts complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | No timely reply |
| Mar 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Nov 14, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | No timely reply |
| Jul 5, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jul 25, 2022 | Credit reporting | Problem with a company's investigation into an existing issueProblem with personal statement of dispute | No timely reply |
| Dec 23, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Nov 18, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Oct 4, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | No timely reply |
| Jun 2, 2019 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | No timely reply |
Questions about Investigative Concepts
How many complaints does Investigative Concepts have?
Investigative Concepts has 16 complaints on record since May 2017, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does Investigative Concepts respond to complaints?
Yes. Investigative Concepts answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Investigative Concepts?
The most common problems are took or threatened to take negative or legal action (4), incorrect information on your report (6), attempts to collect debt not owed (1).
Is Investigative Concepts legit?
Investigative Concepts is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Investigative Concepts legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Investigative Concepts?
Complain to Investigative Concepts in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Investigative Concepts complaints come from?
Most come from Texas (6), Alabama (2), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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