Credit reporting
January Technologies credit reporting complaints
Consumers have filed 124 complaints about January Technologies's credit reporting, 36 in the last 12 months (-23%). January Technologies answered 100% on time and closed 0% with relief. See the whole January Technologies record.
January Technologies against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | January Technologies | 36 | 100% | 0% |
Latest January Technologies credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 26, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Dec 23, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 22, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 10, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 1, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 13, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 13, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 27, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 25, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 14, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 12, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 5, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 30, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 27, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 23, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 22, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 22, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 15, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jul 27, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 23, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 11, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jul 2, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 1, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 29, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 16, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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