Credit reporting
January Technologies credit reporting complaints
Consumers have filed 124 complaints about January Technologies's credit reporting, 36 in the last 12 months (-23%). January Technologies answered 100% on time and closed 0% with relief. See the whole January Technologies record.
January Technologies against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | January Technologies | 36 | 100% | 0% |
Latest January Technologies credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 12, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 23, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 31, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 30, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 10, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Jul 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 28, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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