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Credit reporting

January Technologies credit reporting complaints

Consumers have filed 124 complaints about January Technologies's credit reporting, 36 in the last 12 months (-23%). January Technologies answered 100% on time and closed 0% with relief. See the whole January Technologies record.

January Technologies against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13January Technologies36-23%100%0%124

Every credit bureau ranked

Latest January Technologies credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Aug 8, 2024Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
Aug 1, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMAExplainedYes
Jul 15, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Jul 12, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
Jul 8, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jul 7, 2024Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Jun 16, 2024Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneALExplainedYes
Jun 10, 2024Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
May 29, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
May 11, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Apr 28, 2024Credit reportingImproper use of your reportReporting company used your report improperlyMNExplainedYes
Mar 19, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Feb 27, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Nov 23, 2023Credit reportingIncorrect information on your reportAccount status incorrectDCExplainedYes
Nov 16, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Nov 1, 2023Credit reportingIncorrect information on your reportAccount status incorrectNVExplainedYes
Aug 30, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Aug 26, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Aug 7, 2023Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 4, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Jul 31, 2023Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jun 4, 2023Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Mar 19, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsTXExplainedYes
Jan 11, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Nov 21, 2022Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedNo
Nov 10, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportNJExplainedYes
Nov 10, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportNJExplainedYes
Nov 9, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportNJExplainedYes
Sep 16, 2022Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jul 5, 2022Credit reportingImproper use of your reportReporting company used your report improperlyARExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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