Debt collection
January Technologies debt collection complaints
Consumers have filed 729 complaints about January Technologies's debt collection, 312 in the last 12 months (+27%). January Technologies answered 99% on time and closed 0% with relief. See the whole January Technologies record.
January Technologies against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | January Technologies | 312 | 99% | 0% |
Latest January Technologies debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 23, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 15, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 13, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 8, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 8, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Sep 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 7, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 5, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 5, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 2, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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