Debt collection
January Technologies debt collection complaints
Consumers have filed 729 complaints about January Technologies's debt collection, 312 in the last 12 months (+27%). January Technologies answered 99% on time and closed 0% with relief. See the whole January Technologies record.
January Technologies against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | January Technologies | 312 | 99% | 0% |
Latest January Technologies debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 29, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 26, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 21, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 19, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 19, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 19, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Aug 16, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 14, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 12, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 10, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 27, 2026 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Jul 26, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jul 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 20, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about January Technologies
No comments yet. Start the conversation - questions are welcome too.