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Debt relief & credit repair

Kikoff debt relief & credit repair complaints

Consumers have filed 208 complaints about Kikoff's debt relief & credit repair, 72 in the last 12 months (+11%). Kikoff answered 100% on time and closed 0% with relief. See the whole Kikoff record.

Kikoff against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154

Every debt relief company ranked

Latest Kikoff debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Dec 30, 2025Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
Dec 16, 2025Debt relief & credit repairConfusing or misleading advertising or marketingWAExplainedYes
Dec 14, 2025Debt relief & credit repairProblem with customer serviceTXExplainedYes
Dec 10, 2025Debt relief & credit repairCharged upfront or unexpected feesNJExplainedYes
Dec 8, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Dec 7, 2025Debt relief & credit repairConfusing or misleading advertising or marketingFLExplainedYes
Dec 3, 2025Debt relief & credit repairDidn't provide services promisedNCExplainedYes
Dec 2, 2025Debt relief & credit repairConfusing or misleading advertising or marketingPAExplainedYes
Nov 26, 2025Debt relief & credit repairConfusing or misleading advertising or marketingGAExplainedYes
Nov 20, 2025Debt relief & credit repairProblem with customer serviceLAExplainedYes
Nov 18, 2025Debt relief & credit repairConfusing or misleading advertising or marketingNJExplainedYes
Nov 16, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Nov 4, 2025Debt relief & credit repairCharged upfront or unexpected feesMIExplainedYes
Oct 30, 2025Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Oct 26, 2025Debt relief & credit repairConfusing or misleading advertising or marketingNJExplainedYes
Oct 26, 2025Debt relief & credit repairConfusing or missing disclosuresORExplainedYes
Oct 25, 2025Debt relief & credit repairConfusing or misleading advertising or marketingSCExplainedYes
Oct 18, 2025Debt relief & credit repairDidn't provide services promisedNYExplainedYes
Oct 17, 2025Debt relief & credit repairCharged upfront or unexpected feesNHExplainedYes
Oct 14, 2025Debt relief & credit repairDidn't provide services promisedOHExplainedYes
Oct 12, 2025Debt relief & credit repairCharged upfront or unexpected feesNYExplainedYes
Oct 11, 2025Debt relief & credit repairDidn't provide services promisedMDExplainedYes
Oct 9, 2025Debt relief & credit repairConfusing or misleading advertising or marketingNVExplainedYes
Oct 6, 2025Debt relief & credit repairDidn't provide services promisedLAExplainedYes
Sep 22, 2025Debt relief & credit repairProblem with customer serviceCAExplainedYes
Sep 20, 2025Debt relief & credit repairProblem with customer serviceCAExplainedYes
Sep 11, 2025Debt relief & credit repairUnauthorized withdrawals or chargesTXFixedYes
Sep 10, 2025Debt relief & credit repairConfusing or missing disclosuresNCExplainedYes
Sep 9, 2025Debt relief & credit repairProblem with customer serviceFLExplainedYes
Sep 7, 2025Debt relief & credit repairConfusing or missing disclosuresTXExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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