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Debt relief & credit repair

Kikoff debt relief & credit repair complaints

Consumers have filed 208 complaints about Kikoff's debt relief & credit repair, 72 in the last 12 months (+11%). Kikoff answered 100% on time and closed 0% with relief. See the whole Kikoff record.

Kikoff against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154

Every debt relief company ranked

Latest Kikoff debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Aug 30, 2025Debt relief & credit repairConfusing or misleading advertising or marketingDEExplainedYes
Aug 29, 2025Debt relief & credit repairDidn't provide services promisedSCExplainedYes
Aug 26, 2025Debt relief & credit repairDidn't provide services promisedMSExplainedYes
Aug 22, 2025Debt relief & credit repairConfusing or missing disclosuresTXFixedYes
Aug 21, 2025Debt relief & credit repairProblem with customer serviceWAFixedYes
Aug 17, 2025Debt relief & credit repairUnauthorized withdrawals or chargesILExplainedYes
Aug 13, 2025Debt relief & credit repairConfusing or missing disclosuresVAExplainedYes
Aug 10, 2025Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Jul 26, 2025Debt relief & credit repairUnauthorized withdrawals or chargesNYExplainedYes
Jul 17, 2025Debt relief & credit repairCharged upfront or unexpected feesGAFixedYes
Jul 15, 2025Debt relief & credit repairProblem with customer serviceSCExplainedYes
Jul 12, 2025Debt relief & credit repairConfusing or misleading advertising or marketingILFixedYes
Jul 11, 2025Debt relief & credit repairDidn't provide services promisedSCExplainedYes
Jul 2, 2025Debt relief & credit repairConfusing or misleading advertising or marketingMAExplainedYes
Jun 28, 2025Debt relief & credit repairConfusing or misleading advertising or marketingCAExplainedYes
Jun 25, 2025Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Jun 22, 2025Debt relief & credit repairCharged upfront or unexpected feesFLFixedYes
Jun 19, 2025Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Jun 17, 2025Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Jun 14, 2025Debt relief & credit repairProblem with customer serviceMDExplainedYes
Jun 3, 2025Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
May 31, 2025Debt relief & credit repairCharged upfront or unexpected feesNYExplainedYes
May 24, 2025Debt relief & credit repairCharged upfront or unexpected feesORExplainedYes
May 13, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
May 9, 2025Debt relief & credit repairConfusing or misleading advertising or marketingMOExplainedYes
May 5, 2025Debt relief & credit repairConfusing or misleading advertising or marketingWIExplainedYes
May 4, 2025Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
Apr 16, 2025Debt relief & credit repairConfusing or misleading advertising or marketingMNExplainedYes
Apr 8, 2025Debt relief & credit repairConfusing or missing disclosuresKSExplainedYes
Apr 7, 2025Debt relief & credit repairConfusing or misleading advertising or marketingARExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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