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Kiwi Financial complaints

Consumers have filed 18 complaints about Kiwi Financial since 2024, 12 of them in the last 12 months. It answered 100% on time and closed 42% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
18

Since October 2024

Last 12 months
12

new vs the year before

Answered on time
100%

Industry: 99.9%

Closed with relief
42%

Typical credit bureau: 32%

Last 30 days
2

Newest: Nov 1, 2026

Rank
#182 of 566

Most complained-about credit bureaus & report companies

Kiwi Financial complaints by month

The busiest month was October 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Kiwi Financial answered all time

  • Closed with monetary relief15.6%
  • Closed with non-monetary relief422.2%
  • Closed with explanation1372.2%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Kiwi Financial complaints are about

  • Credit reporting1267%
  • Payday & personal loans633%

Top Kiwi Financial problems

Inside "Incorrect information on your report"

  • Account information incorrect 5
  • Information belongs to someone else 3
  • Account status incorrect 3

Kiwi Financial compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Apple FinancingCredit reporting5728-10%100%0%C
2Nav TechnologiesCredit reporting55280%100%0%C
3Opportunity FundCredit reporting5127+35%100%0%C
4Heritage Financial GroupCredit reporting027+145%74.1%0%F
5Informative ResearchCredit reporting6026-24%100%0%C
6Pennsylvania Housing Finance AgencyCredit reporting5625-4%100%0%C
7King of Credit FinancialCredit reporting1025+4%0%0%F
8Kiwi FinancialCredit reporting-12new100%42%-

Compare side by side: Kiwi Financial vs Apple Financing · Kiwi Financial vs Nav Technologies · Kiwi Financial vs Opportunity Fund · Kiwi Financial vs Heritage Financial Group

What people say about Kiwi Financial

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Latest Kiwi Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 1, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMNFixedYes
Oct 25, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectPRFixedYes
Oct 2, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectPRFixedYes
Oct 2, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportPRFixedYes
Sep 18, 2026Payday & personal loansProblem when making paymentsPRMoney backYes
Aug 18, 2026Credit reportingIncorrect information on your reportAccount status incorrectPRExplainedYes
Jul 11, 2026Credit reportingIncorrect information on your reportAccount status incorrectPRExplainedYes
May 15, 2026Credit reportingIncorrect information on your reportAccount status incorrectPRExplainedYes
May 7, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elsePRExplainedYes
Feb 16, 2026Payday & personal loansProblem with additional add-on products or servicesPRExplainedYes
Feb 11, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elsePRExplainedYes
Nov 24, 2025Credit reportingIncorrect information on your reportAccount information incorrectPRExplainedYes

Questions about Kiwi Financial

How many complaints does Kiwi Financial have?

Kiwi Financial has 18 complaints on record since October 2024, including 12 in the last 12 months and 2 in the last 30 days. That makes it number 1,343 of every company by complaints this year.

Does Kiwi Financial respond to complaints?

Yes. Kiwi Financial answered 100% of its complaints on time (within 15 days) and closed 42% with relief - money back or a fix; 8.3% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Kiwi Financial?
Is Kiwi Financial legit?

Kiwi Financial is a real company with a public complaint record: consumers have complained about it 18 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Kiwi Financial legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Kiwi Financial?

Complain to Kiwi Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Kiwi Financial complaints come from?

Most come from Puerto Rico (16), Minnesota (1), Massachusetts (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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