Credit reporting
LendingUSA credit reporting complaints
Consumers have filed 78 complaints about LendingUSA's credit reporting, 9 in the last 12 months. LendingUSA answered 88.9% on time and closed 0% with relief. See the whole LendingUSA record.
LendingUSA against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | LendingUSA | 9 | 88.9% | 0% |
Latest LendingUSA credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 19, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 7, 2024 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jun 14, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| May 17, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 25, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 13, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 2, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 22, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 12, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 16, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 11, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 9, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 26, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 10, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jan 30, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 27, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Nov 15, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 24, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 14, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 1, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 21, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| May 22, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 6, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 15, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 8, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 5, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 12, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 3, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 26, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 4, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about LendingUSA
No comments yet. Start the conversation - questions are welcome too.