Credit reporting
LendingUSA credit reporting complaints
Consumers have filed 78 complaints about LendingUSA's credit reporting, 9 in the last 12 months. LendingUSA answered 88.9% on time and closed 0% with relief. See the whole LendingUSA record.
LendingUSA against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | LendingUSA | 9 | 88.9% | 0% |
Latest LendingUSA credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 22, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jan 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Dec 10, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 17, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Aug 12, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 8, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 5, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 1, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jul 28, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 12, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 21, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 15, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 4, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 18, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 26, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 5, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 10, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 5, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 21, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 6, 2024 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Oct 1, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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