Debt relief & credit repair
LJ Ross Associates debt relief & credit repair complaints
Consumers have filed 6 complaints about LJ Ross Associates's debt relief & credit repair, 3 in the last 12 months. LJ Ross Associates answered 100% on time and closed 0% with relief. See the whole LJ Ross Associates record.
LJ Ross Associates against other debt relief & credit repair companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Experian | 351 | 100% | 10% |
| 2 | Equifax | 256 | 100% | 32% |
| 3 | TransUnion | 249 | 100% | 58% |
| 4 | Consumer Financial Services Solutions | 224 | 68.8% | 0% |
| 5 | National Debt Relief | 180 | 98.9% | 0% |
| 6 | Encore Capital (Midland Credit) | 146 | 100% | 23% |
| 7 | Freedom Financial Network | 96 | 100% | 27% |
| 8 | Resurgent Capital Services | 93 | 100% | 21% |
| 9 | The J. G. Wentworth | 91 | 100% | 0% |
| 10 | Capital One | 86 | 100% | 16% |
| 11 | Kikoff | 72 | 100% | 0% |
| 12 | Americor Funding | 54 | 100% | 0% |
| 13 | LJ Ross Associates | 3 | 100% | 0% |
Latest LJ Ross Associates debt relief & credit repair complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 13, 2026 | Debt relief & credit repair | Confusing or missing disclosures | Explained |
| Apr 6, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Mar 25, 2026 | Debt relief & credit repair | Confusing or misleading advertising or marketing | Explained |
| Sep 13, 2025 | Debt relief & credit repair | Unauthorized withdrawals or charges | Explained |
| Jan 11, 2024 | Debt relief & credit repair | Unauthorized withdrawals or charges | Explained |
| Dec 14, 2023 | Debt relief & credit repair | Didn't provide services promised | Explained |
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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