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Payday & personal loans

Lucent Cash payday & personal loans complaints

Consumers have filed 17 complaints about Lucent Cash's payday & personal loans, 10 in the last 12 months. Lucent Cash answered 100% on time and closed 0% with relief. See the whole Lucent Cash record.

Lucent Cash against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Lucent Cash10new100%0%17

Every lender ranked

Latest Lucent Cash payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Sep 28, 2026Payday & personal loansConfusing or misleading advertising or marketingGAExplainedYes
Sep 9, 2026Payday & personal loansCharged fees or interest you didn't expectIAExplainedYes
Aug 14, 2026Payday & personal loansCharged fees or interest you didn't expectAZExplainedYes
Jul 25, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
May 8, 2026Payday & personal loansGetting the loanWAExplainedYes
Apr 3, 2026Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Feb 5, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Jan 7, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Dec 22, 2025Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Dec 4, 2025Payday & personal loansStruggling to pay your loanFLExplainedYes
Sep 26, 2025Payday & personal loansStruggling to pay your loanCAExplainedYes
Sep 22, 2025Payday & personal loansProblem with the payoff process at the end of the loanRIExplainedYes
Sep 16, 2025Payday & personal loansStruggling to pay your loanNVExplainedYes
Sep 5, 2025Payday & personal loansCharged fees or interest you didn't expectAZExplainedYes
Aug 21, 2025Payday & personal loansCharged fees or interest you didn't expectOKExplainedYes
Aug 4, 2025Payday & personal loansCharged fees or interest you didn't expectNVExplainedYes
May 30, 2025Payday & personal loansProblem when making paymentsCAExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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