Lender · complaint record
Lucent Cash complaints
Filed under Bear Claw Lending dba Lucent Cash
Consumers have filed 21 complaints about Lucent Cash since 2025, 11 of them in the last 12 months (+10% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is charged fees or interest you didn't expect.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 21
- Last 12 months
- 11
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #90 of 272
Since May 2025
+10% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Sep 28, 2026
Most complained-about personal & payday lenders
Lucent Cash complaints by month
The busiest month was September 2025 (4 complaints). Complaints in the last 12 months are up 10% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lucent Cash answered all time
- Closed with explanation21100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lucent Cash complaints are about
Top Lucent Cash problems
Where Lucent Cash complaints come from
Most complaints: California (5), Florida (2), Ohio (2), Missouri (2), Georgia (2).
Lucent Cash compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Lucent CashPayday & personal loans | - | 11 | - |
Compare side by side: Lucent Cash vs SoLo Funds · Lucent Cash vs AAA Auto Title Loans · Lucent Cash vs Powerpay · Lucent Cash vs AmeriCash
What people say about Lucent Cash
All experiencesNo experiences with Lucent Cash yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lucent Cash complaints
Full logQuestions about Lucent Cash
How many complaints does Lucent Cash have?
Lucent Cash has 21 complaints on record since May 2025, including 11 in the last 12 months and 0 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does Lucent Cash respond to complaints?
Yes. Lucent Cash answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Lucent Cash?
The most common problems are charged fees or interest you didn't expect (9), struggling to pay your loan (3), problem when making payments (2).
Is Lucent Cash legit?
Lucent Cash is a real company with a public complaint record: consumers have complained about it 21 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lucent Cash legit? for the signals, red flags and how to protect yourself.
Are complaints about Lucent Cash going up or down?
Up. There were 11 complaints in the last 12 months against 10 in the 12 before (+10%). See every month.
How do I file a complaint against Lucent Cash?
Complain to Lucent Cash in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lucent Cash complaints come from?
Most come from California (5), Florida (2), Ohio (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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