Debt collection
Malcolm S. Gerald and Associates debt collection complaints
Consumers have filed 71 complaints about Malcolm S. Gerald and Associates's debt collection. See the whole Malcolm S. Gerald and Associates record.
Malcolm S. Gerald and Associates against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Malcolm S. Gerald and Associates | 0 | - | - |
Latest Malcolm S. Gerald and Associates debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 28, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 5, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 30, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 30, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 26, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 12, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 9, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 2, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 30, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 29, 2017 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jun 7, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 23, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 23, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jun 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 20, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 20, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 10, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 1, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 28, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 8, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 14, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 13, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 7, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Dec 30, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 13, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 1, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 31, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 14, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 7, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Sep 14, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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