Debt collector · complaint record
Merchants Credit Assoc. Inc SC complaints
Consumers have filed 15 complaints about Merchants Credit Assoc. Inc SC since 2013, none in the last 12 months. It answered 93.3% on time and closed 7% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 15
- Last 12 months
- 0
- Answered on time
- 93.3%
- Closed with relief
- 7%
- Last 30 days
- 0
- Rank
- -
Since July 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Feb 21, 2018
Merchants Credit Assoc. Inc SC complaints by month
The busiest month was November 2014 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Merchants Credit Assoc. Inc SC answered all time
- Closed with non-monetary relief16.7%
- Closed with explanation1493.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Merchants Credit Assoc. Inc SC problems
Inside "Cont'd attempts collect debt not owed"
- Debt was paid 3
- Debt is not mine 2
- Debt resulted from identity theft 1
Where Merchants Credit Assoc. Inc SC complaints come from
Most complaints: South Carolina (12), Virginia (1), Georgia (1), North Carolina (1).
Merchants Credit Assoc. Inc SC compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Merchants Credit Assoc. Inc SCDebt collection | - | 0 | - |
Compare side by side: Merchants Credit Assoc. Inc SC vs Green Square · Merchants Credit Assoc. Inc SC vs EMoneyUSA · Merchants Credit Assoc. Inc SC vs Mullooly Jeffrey Rooney & Flynn · Merchants Credit Assoc. Inc SC vs Credit World Services
What people say about Merchants Credit Assoc. Inc SC
All experiencesNo experiences with Merchants Credit Assoc. Inc SC yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Merchants Credit Assoc. Inc SC complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 21, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Nov 17, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 19, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Aug 15, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 1, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 7, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jan 20, 2016 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jun 18, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Apr 8, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 27, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 21, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Nov 5, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Questions about Merchants Credit Assoc. Inc SC
How many complaints does Merchants Credit Assoc. Inc SC have?
Merchants Credit Assoc. Inc SC has 15 complaints on record since July 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does Merchants Credit Assoc. Inc SC respond to complaints?
Yes. Merchants Credit Assoc. Inc SC answered 93.3% of its complaints on time (within 15 days) and closed 7% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Merchants Credit Assoc. Inc SC?
The most common problems are cont'd attempts collect debt not owed (6), disclosure verification of debt (2), improper contact or sharing of info (2).
Is Merchants Credit Assoc. Inc SC legit?
Merchants Credit Assoc. Inc SC is a real company with a public complaint record: consumers have complained about it 15 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Merchants Credit Assoc. Inc SC legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Merchants Credit Assoc. Inc SC?
Complain to Merchants Credit Assoc. Inc SC in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Merchants Credit Assoc. Inc SC complaints come from?
Most come from South Carolina (12), Virginia (1), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Merchants Credit Assoc. Inc SC
No comments yet. Start the conversation - questions are welcome too.