Credit reporting
Merchants' Credit Guide credit reporting complaints
Consumers have filed 108 complaints about Merchants' Credit Guide's credit reporting, 2 in the last 12 months. Merchants' Credit Guide answered 100% on time and closed 0% with relief. See the whole Merchants' Credit Guide record.
Merchants' Credit Guide against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Merchants' Credit Guide | 2 | 100% | 0% |
Latest Merchants' Credit Guide credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 8, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 30, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Mar 26, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 20, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 18, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 11, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Dec 27, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 17, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 26, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 28, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 21, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 14, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 29, 2024 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 23, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 15, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 2, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 25, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 31, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 28, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 27, 2024 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Dec 21, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 28, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 9, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 2, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 30, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 2, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 11, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 6, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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