Debt collection
MOHELA debt collection complaints
Consumers have filed 805 complaints about MOHELA's debt collection, 344 in the last 12 months (+34%). MOHELA answered 41% on time and closed 11% with relief. See the whole MOHELA record.
MOHELA against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | MOHELA | 344 | 41% | 11% |
Latest MOHELA debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jul 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jul 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jul 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jul 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jul 21, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 16, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jul 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jul 7, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jun 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jun 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jun 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jun 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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