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Debt relief & credit repair

National Credit Systems debt relief & credit repair complaints

Consumers have filed 66 complaints about National Credit Systems's debt relief & credit repair, 23 in the last 12 months. National Credit Systems answered 100% on time and closed 0% with relief. See the whole National Credit Systems record.

National Credit Systems against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13National Credit Systems23new100%0%66

Every debt relief company ranked

Latest National Credit Systems debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Sep 28, 2026Debt relief & credit repairCharged upfront or unexpected feesFLIn progressYes
Sep 18, 2026Debt relief & credit repairProblem with customer serviceVAIn progressYes
Sep 17, 2026Debt relief & credit repairProblem with customer serviceTXExplainedYes
Sep 14, 2026Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Aug 31, 2026Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Jul 16, 2026Debt relief & credit repairProblem with customer serviceTXExplainedYes
Jul 9, 2026Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Jul 6, 2026Debt relief & credit repairDidn't provide services promisedGAExplainedYes
Jul 3, 2026Debt relief & credit repairDidn't provide services promisedNCExplainedYes
Jul 1, 2026Debt relief & credit repairProblem with customer serviceINExplainedYes
Jun 10, 2026Debt relief & credit repairProblem with customer serviceTXExplainedYes
Jun 4, 2026Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
May 12, 2026Debt relief & credit repairProblem with customer serviceGAExplainedYes
May 10, 2026Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Apr 9, 2026Debt relief & credit repairCharged upfront or unexpected feesTNExplainedYes
Apr 8, 2026Debt relief & credit repairUnauthorized withdrawals or chargesAZExplainedYes
Mar 21, 2026Debt relief & credit repairUnauthorized withdrawals or chargesGAExplainedYes
Feb 20, 2026Debt relief & credit repairProblem with customer serviceFLExplainedYes
Feb 5, 2026Debt relief & credit repairConfusing or misleading advertising or marketingFLExplainedYes
Dec 29, 2025Debt relief & credit repairProblem with customer serviceVAExplainedYes
Dec 14, 2025Debt relief & credit repairProblem with customer serviceMDExplainedYes
Dec 9, 2025Debt relief & credit repairConfusing or missing disclosuresMDExplainedYes
Dec 4, 2025Debt relief & credit repairCharged upfront or unexpected feesTNExplainedYes
Nov 11, 2025Debt relief & credit repairCharged upfront or unexpected feesKYExplainedYes
Oct 11, 2025Debt relief & credit repairProblem with customer serviceMIExplainedYes
Oct 3, 2025Debt relief & credit repairProblem with customer serviceFLExplainedYes
Aug 23, 2025Debt relief & credit repairUnauthorized withdrawals or chargesTXExplainedYes
Aug 22, 2025Debt relief & credit repairConfusing or misleading advertising or marketingNVExplainedYes
Jul 20, 2025Debt relief & credit repairConfusing or missing disclosuresNCExplainedYes
Jun 23, 2025Debt relief & credit repairConfusing or missing disclosuresTXExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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