National Default Servicing against other mortgage lenders & servicers
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | Shellpoint Mortgage Servicing | 3,741 | +17% | 81.4% | 0% | 17,690 |
| 2 | Rocket Mortgage | 3,572 | +499% | 99.9% | 0% | 8,475 |
| 3 | Freedom Mortgage | 1,701 | +50% | 99.4% | 0% | 9,327 |
| 4 | Ocwen Financial | 1,514 | +44% | 100% | 1% | 35,815 |
| 5 | Wells Fargo | 1,187 | -8% | 100% | 9% | 49,962 |
| 6 | PennyMac | 1,157 | +86% | 99.9% | 13% | 5,470 |
| 7 | Select Portfolio Servicing | 1,130 | +34% | 99.9% | 0% | 15,278 |
| 8 | Carrington Mortgage Services | 1,081 | +124% | 99.7% | 0% | 6,641 |
| 9 | Selene | 967 | +53% | 100% | 0% | 3,082 |
| 10 | LoanCare | 862 | +107% | 100% | 0% | 7,382 |
| 11 | Mr. Cooper | 757 | -64% | 100% | 0% | 13,321 |
| 12 | JPMorgan Chase | 734 | +43% | 100% | 2% | 25,884 |
| 13 | National Default Servicing | 5 | new | 100% | 0% | 28 |
Every mortgage company ranked
Latest National Default Servicing mortgages complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Feb 10, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | CA | Explained | Yes |
| Jan 28, 2026 | Mortgages | Trouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loan | CA | Explained | Yes |
| Jan 27, 2026 | Mortgages | Trouble during payment processLoan sold or transferred to another company | CA | Explained | Yes |
| Dec 22, 2025 | Mortgages | Trouble during payment processLoan sold or transferred to another company | CA | Explained | Yes |
| Dec 18, 2025 | Mortgages | Trouble during payment processLoan sold or transferred to another company | CA | Explained | Yes |
| Jun 11, 2024 | Mortgages | Struggling to pay mortgageForeclosure | CA | Explained | Yes |
| Mar 6, 2024 | Mortgages | Closing on a mortgageClosing disclosure or other related disclosures | CA | Explained | Yes |
| Feb 15, 2024 | Mortgages | Closing on a mortgageChanges in loan terms during or after closing | CA | Explained | Yes |
| Jan 25, 2024 | Mortgages | Closing on a mortgageChanges in loan terms during or after closing | CA | Explained | Yes |
| Jan 4, 2023 | Mortgages | Trouble during payment process | CA | Explained | Yes |
| Oct 13, 2022 | Mortgages | Closing on a mortgage | CA | Explained | Yes |
| Jul 6, 2022 | Mortgages | Trouble during payment process | NV | Explained | Yes |
| May 5, 2022 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Apr 20, 2022 | Mortgages | Trouble during payment process | CA | Explained | Yes |
| Oct 15, 2020 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Mar 5, 2020 | Mortgages | Closing on a mortgage | CA | Explained | Yes |
| May 23, 2019 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Apr 4, 2019 | Mortgages | Struggling to pay mortgage | AL | Explained | Yes |
| Feb 6, 2019 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Sep 26, 2018 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Jul 24, 2018 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Jul 10, 2018 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Jul 10, 2018 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Jul 10, 2018 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Jul 10, 2018 | Mortgages | Trouble during payment process | CA | Explained | Yes |
| Jul 2, 2018 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Jun 14, 2018 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
| Mar 22, 2018 | Mortgages | Struggling to pay mortgage | CA | Explained | Yes |
Your rights with mortgage lenders & servicers
Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.
Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.
General information, not legal advice; rules vary by state. Plain-English guides
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