Debt collection
New York State Higher Education Services debt collection complaints
Consumers have filed 38 complaints about New York State Higher Education Services's debt collection, 1 in the last 12 months. New York State Higher Education Services answered 100% on time and closed 0% with relief. See the whole New York State Higher Education Services record.
New York State Higher Education Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | New York State Higher Education Services | 1 | 100% | 0% |
Latest New York State Higher Education Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 19, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 10, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 19, 2021 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 10, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 12, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 21, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Money back |
| Nov 17, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 7, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 24, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 23, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 26, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 3, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 17, 2019 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 22, 2019 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 20, 2019 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 5, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Nov 16, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 7, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 31, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 1, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 10, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 26, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 6, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 17, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 29, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 20, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 29, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 2, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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