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Debt collector · complaint record

Niagara Capital Recovery complaints

Consumers have filed 16 complaints about Niagara Capital Recovery since 2015, none in the last 12 months. It answered 37.5% on time and closed 0% with relief for the customer. The most common problem is communication tactics.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
16

Since April 2015

Last 12 months
0

new vs the year before

Answered on time
37.5%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Feb 15, 2019

Rank
-

Niagara Capital Recovery complaints by month

The busiest month was September 2015 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Niagara Capital Recovery answered all time

  • Closed with explanation1062.5%
  • Untimely response637.5%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

Top Niagara Capital Recovery problems

Inside "Communication tactics"

  • Threatened to take legal action 3
  • Used obscene, profane, or other abusive language 1

Where Niagara Capital Recovery complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (3), California (2), Texas (2), Virginia (1), Delaware (1).

Niagara Capital Recovery compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Niagara Capital RecoveryDebt collection-0new37.5%0%-

Compare side by side: Niagara Capital Recovery vs Green Square · Niagara Capital Recovery vs EMoneyUSA · Niagara Capital Recovery vs Mullooly Jeffrey Rooney & Flynn · Niagara Capital Recovery vs Credit World Services

What people say about Niagara Capital Recovery

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Latest Niagara Capital Recovery complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 15, 2019Debt collectionAttempts to collect debt not owedDebt was paidMINo timely replyNo
Aug 2, 2018Debt collectionThreatened to contact someone or share information improperlyContacted your employerNJNo timely replyNo
Feb 16, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payOKNo timely replyNo
Jan 19, 2018Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageCANo timely replyNo
Jun 23, 2016Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payFLExplainedYes
Apr 4, 2016Debt collectionFalse statements or representationImpersonated an attorney or officialKYExplainedNo
Feb 17, 2016Debt collectionTaking/threatening an illegal actionThreatened arrest/jail if do not payNYExplainedNo
Sep 8, 2015Debt collectionCommunication tacticsThreatened to take legal actionFLExplainedYes
Sep 8, 2015Debt collectionCommunication tacticsThreatened to take legal actionFLExplainedYes
Sep 7, 2015Debt collectionFalse statements or representationImpersonated an attorney or officialVAExplainedYes
Sep 3, 2015Debt collectionImproper contact or sharing of infoContacted me instead of my attorneyTXExplainedYes
Sep 1, 2015Debt collectionCommunication tacticsThreatened to take legal actionPAExplainedYes

Questions about Niagara Capital Recovery

How many complaints does Niagara Capital Recovery have?

Niagara Capital Recovery has 16 complaints on record since April 2015, including 0 in the last 12 months and 0 in the last 30 days.

Does Niagara Capital Recovery respond to complaints?

Yes. Niagara Capital Recovery answered 37.5% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Niagara Capital Recovery?
Is Niagara Capital Recovery legit?

Niagara Capital Recovery is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Niagara Capital Recovery legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Niagara Capital Recovery?

Complain to Niagara Capital Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Niagara Capital Recovery complaints come from?

Most come from Florida (3), California (2), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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