Credit bureau · complaint record
North Idaho Credit complaints
Filed under North Idaho Credit Corporation
Consumers have filed 10 complaints about North Idaho Credit since 2016, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 10
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since December 2016
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jan 29, 2026
Most complained-about credit bureaus & report companies
North Idaho Credit complaints by month
The busiest month was December 2016 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How North Idaho Credit answered all time
- Closed with explanation10100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What North Idaho Credit complaints are about
Top North Idaho Credit problems
Inside "Incorrect information on your report"
- Account information incorrect 1
- Information belongs to someone else 1
Where North Idaho Credit complaints come from
Most complaints: Idaho (5), Washington (3), California (1), Oregon (1).
North Idaho Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | North Idaho CreditCredit reporting | - | 1 | - |
Compare side by side: North Idaho Credit vs Apple Financing · North Idaho Credit vs Nav Technologies · North Idaho Credit vs Opportunity Fund · North Idaho Credit vs Heritage Financial Group
What people say about North Idaho Credit
All experiencesNo experiences with North Idaho Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest North Idaho Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 9, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 16, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Feb 19, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 24, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 19, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 21, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Feb 14, 2017 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Dec 22, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Questions about North Idaho Credit
How many complaints does North Idaho Credit have?
North Idaho Credit has 10 complaints on record since December 2016, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does North Idaho Credit respond to complaints?
Yes. North Idaho Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with North Idaho Credit?
The most common problems are incorrect information on your report (2), attempts to collect debt not owed (2), took or threatened to take negative or legal action (2).
Is North Idaho Credit legit?
North Idaho Credit is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is North Idaho Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against North Idaho Credit?
Complain to North Idaho Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most North Idaho Credit complaints come from?
Most come from Idaho (5), Washington (3), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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