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Complaint log

Oportun complaint log

The newest complaints about Oportun, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jul 16, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jul 16, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jul 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 15, 2026Payday & personal loansIssues with repaymentCAExplainedYes
Jul 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSCExplainedYes
Jul 14, 2026Credit reportingIncorrect information on your reportAccount status incorrectMSExplainedYes
Jul 14, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNVExplainedYes
Jul 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jul 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 14, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 14, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseIAExplainedYes
Jul 13, 2026Credit reportingIncorrect information on your reportAccount status incorrectAZExplainedYes
Jul 13, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jul 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMOExplainedYes
Jul 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 12, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Jul 11, 2026Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportFLExplainedYes
Jul 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 10, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jul 10, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Jul 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedARExplainedYes
Jul 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jul 7, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jul 7, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jul 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jul 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Jul 4, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jul 3, 2026Credit reportingIncorrect information on your reportAccount status incorrectNVExplainedYes
Jul 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Jul 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Jul 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Jul 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jul 1, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jul 1, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elsePRExplainedYes
Jun 30, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 30, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeCAExplainedYes
Jun 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectINExplainedYes
Jun 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Jun 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTNExplainedYes
Jun 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jun 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedYes
Jun 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jun 27, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLFixedYes
Jun 26, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Jun 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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