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Complaint log

Oportun complaint log

The newest complaints about Oportun, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Aug 21, 2026Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Aug 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 20, 2026Debt collectionAttempts to collect debt not owedDebt was paidARExplainedYes
Aug 20, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Aug 19, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Aug 19, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Aug 19, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILExplainedYes
Aug 18, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Aug 16, 2026Bank accountsClosing an accountCan't close your accountNCMoney backYes
Aug 15, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Aug 13, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Aug 13, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Aug 13, 2026Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceFLExplainedYes
Aug 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 11, 2026Payday & personal loansGetting the loanFLExplainedYes
Aug 11, 2026Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Aug 10, 2026Payday & personal loansReceived a loan you didn't apply forCAExplainedYes
Aug 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Aug 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 7, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Aug 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 5, 2026Payday & personal loansProblem when making paymentsUTExplainedYes
Aug 3, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Aug 2, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jul 31, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 30, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Jul 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
Jul 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Jul 28, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Jul 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Jul 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Jul 27, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Jul 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 24, 2026Bank accountsClosing an accountCan't close your accountCAMoney backYes
Jul 24, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jul 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Jul 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jul 23, 2026Payday & personal loansGetting the loanOHExplainedYes
Jul 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jul 23, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNJExplainedYes
Jul 23, 2026Credit reportingIncorrect information on your reportAccount status incorrectNJExplainedYes
Jul 22, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jul 21, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jul 21, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jul 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jul 20, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNJExplainedYes
Jul 18, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Jul 17, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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