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Complaint log

Oportun complaint log

The newest complaints about Oportun, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jun 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 25, 2026Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedYes
Jun 25, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Jun 25, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedARExplainedYes
Jun 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jun 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 24, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jun 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 23, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Jun 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jun 22, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 19, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jun 19, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jun 19, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysCAExplainedYes
Jun 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Jun 19, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 18, 2026Credit reportingIncorrect information on your reportAccount status incorrectNJExplainedYes
Jun 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jun 18, 2026Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesNCFixedYes
Jun 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jun 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jun 18, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 17, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jun 16, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jun 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jun 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jun 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jun 13, 2026Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportFLExplainedYes
Jun 12, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jun 12, 2026Credit reportingIncorrect information on your reportAccount status incorrectNJExplainedYes
Jun 12, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Jun 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jun 11, 2026Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Jun 11, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeCAExplainedYes
Jun 10, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeDEExplainedYes
Jun 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftINExplainedYes
Jun 9, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jun 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 8, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jun 7, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jun 5, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Jun 5, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Jun 5, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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