Payday & personal loans
Payactiv payday & personal loans complaints
Consumers have filed 38 complaints about Payactiv's payday & personal loans, 15 in the last 12 months. Payactiv answered 60% on time and closed 0% with relief. See the whole Payactiv record.
Payactiv against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Payactiv | 15 | 60% | 0% |
Latest Payactiv payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 2, 2024 | Payday & personal loans | Issues with repayment | Explained |
| Jul 1, 2024 | Payday & personal loans | Problems receiving the advance | Explained |
| Feb 10, 2024 | Payday & personal loans | Problems receiving the advance | Explained |
| Jul 15, 2023 | Payday & personal loans | Was approved for a loan, but didn't receive the money | Explained |
| Jul 1, 2023 | Payday & personal loans | Was approved for a loan, but didn't receive the money | Explained |
| Feb 27, 2023 | Payday & personal loans | Money was taken from your bank account on the wrong day or for the wrong amount | Explained |
| Aug 22, 2022 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Sep 18, 2019 | Payday & personal loans | Loan payment wasn't credited to your account | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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