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Payday & personal loans

Payactiv payday & personal loans complaints

Consumers have filed 38 complaints about Payactiv's payday & personal loans, 15 in the last 12 months. Payactiv answered 60% on time and closed 0% with relief. See the whole Payactiv record.

Payactiv against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Payactiv15new60%0%38

Every lender ranked

Latest Payactiv payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026Payday & personal loansIssues with repaymentILExplainedYes
Oct 24, 2026Payday & personal loansProblems receiving the advanceFLExplainedNo
Oct 20, 2026Payday & personal loansUnexpected feesFLExplainedNo
Oct 16, 2026Payday & personal loansProblems receiving the advanceINExplainedNo
Sep 8, 2026Payday & personal loansIssues with repaymentOHExplainedNo
Aug 5, 2026Payday & personal loansProblems receiving the advanceFLExplainedYes
Jun 29, 2026Payday & personal loansProblems receiving the advancePAExplainedYes
Jun 22, 2026Payday & personal loansProblems receiving the advanceFLExplainedNo
May 18, 2026Payday & personal loansIssues with repaymentCAExplainedNo
Apr 20, 2026Payday & personal loansProblems receiving the advanceFLExplainedYes
Apr 3, 2026Payday & personal loansCan't stop withdrawals from your bank accountFLExplainedYes
Apr 1, 2026Payday & personal loansIssues with repaymentFLExplainedYes
Jan 21, 2026Payday & personal loansIssues with repaymentTXExplainedYes
Dec 27, 2025Payday & personal loansUnexpected feesOHExplainedYes
Dec 2, 2025Payday & personal loansIssues with repaymentOHExplainedYes
Nov 5, 2025Payday & personal loansProblems receiving the advanceFLExplainedYes
Nov 5, 2025Payday & personal loansConfusing or missing disclosuresMSExplainedYes
Nov 2, 2025Payday & personal loansProblems receiving the advanceTXExplainedYes
Oct 28, 2025Payday & personal loansIssues with repaymentFLExplainedNo
Oct 4, 2025Payday & personal loansUnexpected feesFLExplainedNo
Aug 30, 2025Payday & personal loansUnexpected feesTXExplainedYes
Aug 1, 2025Payday & personal loansConfusing or missing disclosuresAZExplainedYes
Jun 13, 2025Payday & personal loansUnexpected feesVAExplainedYes
Jun 12, 2025Payday & personal loansUnexpected feesTXExplainedNo
Jun 3, 2025Payday & personal loansIssues with repaymentAZExplainedYes
Jun 1, 2025Payday & personal loansProblems receiving the advanceNCExplainedYes
Apr 14, 2025Payday & personal loansIssues with repaymentCAExplainedNo
Nov 26, 2024Payday & personal loansIssues with repaymentTXExplainedYes
Aug 20, 2024Payday & personal loansProblems receiving the advanceDCExplainedYes
Aug 13, 2024Payday & personal loansProblems receiving the advanceNVExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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