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Payday & personal loans

Problems receiving the advance

Consumers have filed 211 complaints about this, 91 in the last 12 months (+18%), against 85 companies. The most complained-about is DailyPay. Companies closed 6% of these with relief.

Companies with the most

All time.

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Oct 25, 2026ChimePayday & personal loansProblems receiving the advanceMDExplainedYes
Oct 24, 2026PayactivPayday & personal loansProblems receiving the advanceFLExplainedNo
Oct 24, 2026ActivehoursPayday & personal loansProblems receiving the advanceINExplainedYes
Oct 17, 2026ExperianPayday & personal loansProblems receiving the advanceTXIn progressYes
Oct 17, 2026AvantPayday & personal loansProblems receiving the advanceCAExplainedYes
Oct 16, 2026PayactivPayday & personal loansProblems receiving the advanceINExplainedNo
Oct 7, 2026ChimePayday & personal loansProblems receiving the advanceMOExplainedYes
Oct 7, 2026ProgPayday & personal loansProblems receiving the advanceCAExplainedYes
Oct 6, 2026Navy Federal Credit UnionPayday & personal loansProblems receiving the advancePAIn progressYes
Sep 21, 2026Wolf River DevelopmentPayday & personal loansProblems receiving the advanceCAExplainedYes
Sep 20, 2026ZayZoon US OperatingPayday & personal loansProblems receiving the advanceMDExplainedYes
Sep 18, 2026Transform CreditPayday & personal loansProblems receiving the advanceCAExplainedYes
Sep 17, 2026KikoffPayday & personal loansProblems receiving the advanceOHExplainedYes
Sep 15, 2026Harpeth Financial ServicesPayday & personal loansProblems receiving the advanceOKExplainedYes
Sep 12, 2026Tilt FinancePayday & personal loansProblems receiving the advanceIAExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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